Individual health insurance plans are best for individuals who are self-employed, unemployed, or those who do not belong to an organization that provides health insurance coverage.
At Maloney Stockton Agency, individual health insurance plans can be customized to fit the specific needs of our clients. Additionally, contrary to the popular notion that individual health insurance is designed only for one person, this type of coverage can also extend to the insured’s immediate family. Maloney Stockton Agency takes the legwork and guesswork out of finding individual health insurance, as we will “shop” for the plan that is most affordable and offers the best coverage for a client’s particular needs. Maloney Stockton offers the best individual insurance options in the marketplace.
Talk to Maloney Stockton, as you might be eligible for a premium tax credit or cost-sharing subsidy under the Affordable Care Act (ACT) that goes into effect in 2014. The credit and subsidy will considerably reduce the out-of-pocket maximum. Also, if you don’t have a minimum level of health coverage, you will pay a federal tax penalty.